Site Overlay

Certificate of Deposit

A certificate of deposit (CD) is a savings product that earns interest on a lump sum for a fixed period of time. CDs differ from savings accounts because the money must remain untouched for the entirety of their term or risk penalty fees or lost interest. CDs usually have higher interest rates than savings accounts as an incentive for lost liquidity.

Farmers State Bank offers a variety of terms and rates on a CD.  Please call 785-467-3560 or stop in and talk to our friendly staff to find out the current rates.

  • Free Internet banking
  • Certificates are automatically renewable unless otherwise noted
  • A penalty may be imposed for early withdrawal